Reverse Mortgage, Reverse Mortgages, Learn more About it.

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Reverse Mortgage?

Reverse Mortgage, Reverse Mortgages - A Reverse Mortgage is a type of private home loan that lets the homeowner convert the equity in their home into cash. You can use your equity to receive a lump sum, monthly payment, or a line of credit that is tax-free. These payments don't affect Social Security or Medicare benefits. The great part is there are never any payments throughout the life of the loan. You retain full ownership of your home and all repayments of the loan are deferred until after you permanently vacate or leave your home.

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A Reverse Mortgage does NOT affect the appreciation of your home. Your home will continue to increase in value while you enjoy your Reverse Mortgage. Click here to learn about the Reverse Mortgage process.

Reverse Mortgage payment options, What are they?

You can choose how to receive the money from your Reverse Mortgage. The options are: a lump sum; monthly payments (for life); a line of credit; or any combination of these. The most popular option, chosen by more than 60 percent of borrowers, is the line of credit, which allows you to draw on the loan proceeds at anytime.

The amount of money you get from a Reverse Mortgage depends on several factors, including: your age, type of Reverse Mortgage selected, appraised home value, current interest rates, and the location of your property. In general, the older you are and the more valuable your home (and the less you owe on your home), the more money you get. The funds from a Reverse Mortgage are tax-free; it's your money, not additional income. A Reverse Mortgage does not affect regular Social Security or Medicare benefits.

Reverse Mortgage Quote and Analysis for Free.

ReverseMortgages.info will provide you with a no-cost, no-obligation, Free Reverse Mortgage quote. We will only need basic information about you and your property and will be able to offer an instant estimate and analysis regarding a Reverse Mortgage. We also work with loan officers on a nationwide basis that can assist you with your Reverse Mortgage needs.